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The Diminishing Returns of Wealth: Chasing the Elusive More

Posted On :18th,Aug 2023

Catagory :Personal Finance

Becoming wealthier can sometimes feel like a never-ending journey in a consumerist world where having material things has come to stand for success and happiness....
The Allure of Stock Market Investing and How Financial Fitness Improves Your Success

Posted On :11th,Aug 2023

Catagory :Personal Finance

The stock market has always been irresistible to investors of all experience levels. Opportunities for large profits and the excitement of seeing one's investments expand can be very addictive....
The Wealthy vs. The Poor: Unveiling the Habits of The Wealthy vs The Poor

Posted On :30th,Jul 2023

Catagory :Personal Finance

In wealth creation and management, the lifestyles of the wealthiest people often seem distant and unattainable to the poor....
Unlocking Your Potential: Carving Out Time for Personal Growth and Financial Independence

Posted On :20th,Jul 2023

Catagory :Personal Finance

Do you ever find yourself caught up in the whirlwind of daily life, constantly juggling responsibilities and feeling like there's never enough time for yourself? Trust me; you're not alone....
Unmasking Society's Deceptive Financial Lies: Exposing the Pitfalls That Keep You Stumbling

Posted On :13th,Jul 2023

Catagory :Personal Finance

In today's fast-paced world, society bombards us with messages that shape our financial decisions....
Crunching the Numbers: How Long Until You're a Millionaire? 

Posted On :6th,Jul 2023

Catagory :Personal Finance

Becoming a millionaire is a dream many people aspire to achieve. The idea of financial independence, security, and the freedom to live life on your terms is undeniably enticing....
Understanding Investment Fees: Evaluating Their Impact on Your Investment Portfolio

Posted On :30th,Jun 2023

Catagory :Personal Finance

Understanding the impact of fees on your investment portfolio is crucial for every investor seeking to optimise their returns....
Embrace your Fear, reach Freedom: Why you Need Equities in Your Portfolio

Posted On :24th,Jun 2023

Catagory :Personal Finance

Embrace your Fear, reach Freedom: Why you Need Equities in Your Portfolio   In the world of investing, building a diversified portfolio is crucial for long-term financial success....
Basics of Investing: Aligning Your Risk with Your Investment Goals

Posted On :17th,Jun 2023

Catagory :Personal Finance

On a good day, investing can be tricky, but with the information from this article, you will be ahead of the curve....
Harnessing the Power of Time: The Basics of The Time Value of Money

Posted On :9th,Jun 2023

Catagory :Personal Finance

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The Power of Leverage: Building Wealth through Strategic Property Investing

Posted On :2nd,Jun 2023

Catagory :Personal Finance

Leverage. Leverage can be your pathway to wealth....
The quest for contentment: How much is enough?

Posted On :27th,May 2023

Catagory :Personal Finance

Enough....
The Double-Edged Sword of Debt: How It Can Fuel Growth or Destroy Economies

Posted On :19th,May 2023

Catagory :Personal Finance

Debt is a fundamental tool that allows economies to expand and grow. It provides the financing needed to make critical investments in infrastructure, business expansion, and innovation....
How Many Properties Do You Need for Financial Independence? Discover the Power of Property Investing for a Life of Freedom

Posted On :12th,May 2023

Catagory :Personal Finance

How Many Properties Do You Need for Financial Independence? Discover the Power of Property Investing for a Life of Freedom Financial independence is a dream for many of us....
We're Breaking Free! Achieving financial independence, traveling the world, and working on passion projects.

Posted On :5th,May 2023

Catagory :FI Travel Blog

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Identify Lucrative Property Investment Opportunities and Ensure Your Freedom

Posted On :29th,Apr 2023

Catagory :Personal Finance

Identify Lucrative Property Investment Opportunities and Ensure Your Freedom Investing in real estate is one of the most effective ways to build wealth and establish a lucrative property empire....
Transform Your 9-5 Job into a Life of Freedom Through Discipline

Posted On :22nd,Apr 2023

Catagory :Personal Finance

Transform Your 9-5 Job into a Life of...
Unit trusts vs Shares vs ETF: Which one is right for you?

Posted On :15th,Apr 2023

Catagory :Personal Finance

Unit trusts vs Shares vs ETF: Which one is right for you?  Investing can be scary at first, but continuing to learn reduces your fear over time. Today is one of those days....
Investment selector: Revolutionise your investing with our intelligent investment tool

Posted On :8th,Apr 2023

Catagory :Personal Finance

Investment selector: Revolutionise your investing with our intelligent investment tool  So you came into some money and want to invest for the long term or just park the money for one year....
Life insurance as an investment. Can it make sense?

Posted On :1st,Apr 2023

Catagory :Personal Finance

Life insurance as an investment....
Regulation 28 and your retirement investment options

Posted On :27th,Mar 2023

Catagory :Personal Finance

Regulation 28 and your retirement investment options Providing for our golden years is a concern for most people....
What's your timeline to achieve financial freedom and reach your dreams?

Posted On :17th,Mar 2023

Catagory :For the love of FI

Last week we focused on how to calculate our financial independence number and escape from the “rat race....
Escape the rat race. Find your Freedom. Calculating your Financial Independence number and adjust for multiple sources of income.

Posted On :10th,Mar 2023

Catagory :Personal Finance

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Unlocking the secret of income funds: Get more bang for your short-term savings

Posted On :4th,Mar 2023

Catagory :Personal Finance

Unlocking the secret of income funds: Get more bang for your short-term savings The option for most people when it comes to short-term saving goals is just to use their bank account....
Secure Your Savings with RSA Retail Savings Bonds: Guaranteed Returns with Low Risk

Posted On :23rd,Feb 2023

Catagory :Understanding...

Secure Your Savings with RSA Retail Savings Bonds: Guaranteed Returns with Low Risk  Bonds is an asset class generally avoided by the retail market....
Living annuity vs life annuity: Understanding your retirement income options

Posted On :18th,Feb 2023

Catagory :Understanding...

Living annuity vs life annuity: Understanding your retirement income options  Hey there, retiree. Congratulations on hitting the golden years of your life....
Saving vs investing: How hard is your money working for you?

Posted On :10th,Feb 2023

Catagory :Personal Finance

Saving vs investing: How hard is your money working for you? As kids, we are told to save, save in our bank account or save in our piggy bank....
Diversification vs diworsification: Balancing concentration when investing

Posted On :3rd,Feb 2023

Catagory :Personal Finance

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Become your own bank by using your home loan and access bond

Posted On :27th,Jan 2023

Catagory :Personal Finance

Become your own bank by using your home loan and access bond Most people with a home loan don't know how it works....
Should you still invest in retirement annuities?

Posted On :20th,Jan 2023

Catagory :Personal Finance

Should you still invest in retirement annuities?  A hot topic in personal finance, not scrutinized enough....
Understanding Retirement Annuity Funds

Posted On :13th,Jan 2023

Catagory :Understanding...

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Sensible property investing for beginners

Posted On :7th,Jan 2023

Catagory :Personal Finance

Sensible property investing for beginners  Investing in your first property is a rush. A rush of emotions, the excitement is only curbed by fear. Fear for so many things that could go wrong....
The purchasing power of your income

Posted On :21st,Dec 2022

Catagory :Understanding...

The purchasing power of your income The sizing gauge for your property empire, at least at the start....
A starting guide for your financial independence journey

Posted On :15th,Dec 2022

Catagory :For the love of FI

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Property Investing in South Africa: Section 13 sex

Posted On :10th,Dec 2022

Catagory :Personal Finance

Property Investing in South Africa: Section 13 sex Property investing in South Africa has long been a darling of investors....
Investing strategy: Core and explore investment approach

Posted On :2nd,Dec 2022

Catagory :Personal Finance

Investing strategy: Core and explore investment approach  I first heard of the term core and explore in one of Tony Robbins' money books, and it stuck....
Fund fact sheet: Your menu for unit trust investing

Posted On :24th,Nov 2022

Catagory :Understanding...

Fund fact sheet: Your menu for unit trust investing  The unit trust world is big, currently, there are 1700 unit trust funds available in South Africa alone....
What is a unit trust?

Posted On :17th,Nov 2022

Catagory :Understanding...

What is a unit trust?    Collective investment schemes (CIS) sounds very exclusive, but to the contrary, they are very inclusive....
What is the interest rate in South Africa

Posted On :12th,Nov 2022

Catagory :Personal Finance

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How inflation affects you, is it public enemy no 1?

Posted On :5th,Nov 2022

Catagory :Personal Finance

What is inflation? Inflation is the price increase in goods and services which links directly to the loss of purchasing power of your currency....
Direct vs listed property investing

Posted On :30th,Oct 2022

Catagory :Personal Finance

Having trouble choosing a property investment? When it comes to investing in property there are many choices for investors, and making the choice can be tough for some....
Understanding Emergency Funds

Posted On :23rd,Oct 2022

Catagory :Understanding...

Emergency funds remind me of the Alanis Morissette song Ironic, where she sings about rain on your wedding day....
Opportunity costs of money

Posted On :18th,Oct 2022

Catagory :Personal Finance

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Out of the box education plan: How about a 2842% return and a head start for your child?

Posted On :11th,Oct 2022

Catagory :Personal Finance

Having a child comes with unexpected expenses, such as medical bills, nappies, and other necessities to care for your child....
Understanding...Tax-Free Savings Accounts

Posted On :6th,Oct 2022

Catagory :Understanding...

Imagine paying no taxes on an investment and your money can be accessed when you need it. If this is something you are interested in, continue reading....
The best strategy to repay debt

Posted On :24th,Sep 2022

Catagory :Personal Finance

Debt can be soul-crushing, leaving you with a helpless feeling and not sure how you are ever going to repay this mountain of debt causing you to suffocate on anxiety....
Understanding...good debt vs bad debt.

Posted On :19th,Sep 2022

Catagory :Understanding...

Understanding how the economy works will give you a better perspective of why debt is such a  menace in society....
Understanding...the difference between assets and liabilities

Posted On :15th,Sep 2022

Catagory :Understanding...

Such an easy topic, yet it's the foundation for becoming wealthy. Ever wondered why the rich get richer and the poor, poorer? The rich truly understand the difference between assets and liabilities....
Understanding…the importance of savings rate on your path to financial independence

Posted On :7th,Sep 2022

Catagory :Understanding...

One small ratio, with an enormous impact on your time to financial independence....
Understanding…My Net Worth

Posted On :2nd,Sep 2022

Catagory :Understanding...

One of the most well-known measures for wealth. Knowing your net worth will provide you with insight into your money behaviors....
Compounding interest…understanding everyone’s superpower!

Posted On :28th,Aug 2022

Catagory :Understanding...

Compound interest is the most powerful tool in the investing world yet unfortunately only harnessed by a few....
Renting vs buying…but what about the third option?

Posted On :25th,Aug 2022

Catagory :Personal Finance

Whenever you read in the media about property, the question “should I rent or buy comes up quite often....
How much should I save for my child's education? 

Posted On :22nd,Aug 2022

Catagory :Personal Finance

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Helpful criteria when choosing a unit trust investment fund

Posted On :16th,Aug 2022

Catagory :Personal Finance

Don’t know which funds to choose when investing? Don’t stress, you will gain practical information in this blog that you can apply to help you invest for better outcomes....
How fees impact your investment return over a lifetime

Posted On :13th,Aug 2022

Catagory :Personal Finance

A question every investor should ask is what fees am I paying for this investment.  John Bogle, the founder of Vanguard said....
Normal Retirement vs Financial Independence

Posted On :12th,Aug 2022

Catagory :Personal Finance

Only 6% of South Africans can retire comfortably, without financial assistance. This has been a topic hounding me for many years....
How to invest, where to invest and which funds to invest in using EasyEquities

Posted On :23rd,Jul 2022

Catagory :Personal Finance

Simplifying the investment options available on EasyEquities The investment world is filled with jargon and complex structures. In S.A there are more than a 1000 unit trust funds to choose from....